Payment Links
Embedded Checkout
Point-of-Sale (POS) Devices
Payouts
Connected Banking
Bharat Connect for Business
Accounting and Reconciliation
Subscriptions
Online Checkout
Online Stores
Education
Non profit / NGO
Freelance
Help Guide
FAQs
What's New
Blogs
API Docs
Academy
StayAlert
Know what you pay.
No surprises.
Platform fees*
India
0.5
%
-
UPI
& more
2
%
-
Cards^ -
Net Banking (Banking Connect →) -
RuPay Credit Card on UPI
1%
or
₹10
(whichever is lower)
-
Bank Transfer
* Platform fees are charged for the use of the Zoho Payments platform and its associated offerings, including dashboards, reports, and other features. Platform fees include applicable
MDR charges
as prescribed under RBI guidelines.
^ A platform fee of 2.75% is applicable on corporate credit card-related transactions.
For RuPay Debit Cards and UPI transactions, zero MDR applies. For other Debit Card transactions ≤ ₹2000, Platform fees include 0.40% MDR, and for Debit Card transactions >₹2000, Platform fees include 0.90% MDR.
UPI Autopay
Mandate Enrollment Fee
₹7.50
Mandate Execution Fee
Note: A 2% fee applies to mandate executions made through UPI via RuPay Credit Cards, regardless of the execution amount.
Payouts by Zoho Payments
NEFT
₹3
RTGS
₹3
IMPS
* All transactions on Zoho Payments are subject to a platform fee. 18% GST is levied wherever applicable.
Frequently Asked Questions
-
Is there a setup or maintenance fee for using Zoho Payments?
No, Zoho Payments does not charge any maintenance or setup fee. -
How do I pay the platform fee?
Zoho Payments deducts the platform fees from each transaction before depositing your earnings into your bank account. -
How do I receive payouts?
Zoho Payments transfers the payouts into your bank account directly. You can receive payouts on a daily basis at no additional costs. -
How is GST levied on the platform fee?
For all UPI, card, and Netbanking transactions, excluding card transactions up to ₹2000, 18% GST is levied on the platform fee.
Walkthrough of Zoho Payments personalized to your business needs
